Workers Compensation Insurance Bad Faith

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Workers Compensation Insurance Bad Faith

If you have been victimized by the bad-faith conduct of the Worker’s Compensation insurance company you have remedies available to you. Nearly 30 years ago, the Iowa Supreme Court issued a Ruling in which it required the insurance company who provides and pays for an injured worker’s medical care and weekly benefit checks is required to act in good faith and to place the interests of the injured worker ahead of its own. This means that an insurance company cannot deny payment of weekly benefits to an injured worker without any reasonable basis nor to refuse to provide medical care and treatment to an injured worker without any reasonable basis.

An example of bad faith conduct, is if the insurance company without any medical opinion decides that the injured worker could not possibly have been injured as the injured worker claims. Another example would be, if the insurance company claims that injured worker has not sustained a permanent injury and therefore fails to pay for permanent disability benefits without any medical opinion to support its decision. Yet another example of bad faith, is if the insurance company requires the injured worker to return to work while injured for light duty work which exceeds the restrictions placed upon the injured worker by the doctor

There are many ways that a worker’s compensation insurance company can in fact operate in bad faith. The best evidence that an injured worker is being victimized or has been victimized by the bad-faith conduct of an insurance company is if the injured worker does not feel he or she has been treated fairly.

We at the Beattie Law Firm have represented many victims of the bad-faith conduct of workers compensation insurance company. If you believe that your workers compensation insurance company has acted in bad faith, please contact us for a free consultation.