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You are not legally required to speak with the other driver’s insurance company following an accident. In many cases, you should not – especially when there is a potential for anyone involved in the accident to make a claim for serious personal injuries. If you have a car accident attorney or an insurance adjuster from your own insurance company, they should be designated to speak on your behalf.
When You Should Speak to the Other Driver’s Insurance Company
There are some rare instances where the other driver was clearly at fault but has either lied to or refused to speak with their own insurance company. In these instances, the insurance company likely does not have accurate information regarding the accident – it may not even know the true extent of the damage. In these instances, it may make sense to reach out to the insurance company yourself; however, you will have to be very careful what you say. An experienced attorney can help you navigate this process or even advocate on your behalf.
What to Do After an Auto Accident
If you have been in an auto accident, you might not be thinking clearly in the moments following the crash. It’s important to keep your wits about you and to know what is absolutely necessary to do vs. not necessary. Knowing what your priorities need to be will help keep you on track and prevent anyone else from taking advantage of you.
First and foremost, after getting yourself and anyone involved in the accident to safety, is to protect the scene and call the police. Never leave the site of an accident, even a minor one. Some insurance companies require a police report when you file a claim, even for minor damages. Remain calm and give an accurate account of what happened to the best of your knowledge. Be sure to take pictures of any damages and injuries if you are able. Seek medical attention if necessary. Often, injuries suffered from an accident are not immediately apparent. If you have suffered an injury from an auto accident, you may be entitled to compensation from insurance.
Contact a Car Accident Lawyer
An experienced car accident lawyer can fight for your interests after an auto accident to ensure that your rights are protected. We will advocate for you to make sure that you receive any compensation or coverage to which you are entitled. Beattie Law Firm handles auto accident cases in the Des Moines, Knoxville, and Ames, IA area. Reach out to us today
to schedule a consultation!